Private Dental Insurance
Private dental insurance refers to dental coverage purchased directly from an insurance company by a consumer. Private dental insurance is contrasted with group dental coverage where a business or union contracts with the insurance company for coverage and then allows employees/members to opt-in to the coverage.
Private dental insurance is also called “individual dental insurance” because it is used to cover individuals and not groups. However, an individual dental insurance policy may also be used to cover a family of individuals. In this case, the insurance is referred to as family dental insurance even through the dental benefits are the same as individual dental insurance.
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